A set of educational modules covering the financial topics most relevant to people in rural and semi-urban Mexico. All content is informational. Nothing is sold here.
Money is a tool for exchanging value, but how it works is often not explained clearly. This module covers what currency is, why prices rise over time, what purchasing power means in practice, and how the peso relates to other currencies. The goal is not to make you an economist. It is to give you a working understanding of the forces that affect your daily spending.
Remittances are one of the most significant financial flows in Mexico. This module explains what they are, how money transfer services work, what fees and exchange rates mean for the amount received, and how families can think about planning around remittance income. It does not recommend any specific service or provider.
Saving money looks different depending on where you live and how you work. This module covers informal savings practices that are common in Mexico, such as tandas and cundinas, alongside formal options like savings accounts at banks and credit unions. It explains the advantages and limitations of each without telling you which to choose.
Most financial advice assumes a regular salary. But for agricultural workers, market vendors, and people in informal employment, income arrives in waves. This module explores how to think about budgeting and spending when your income is seasonal, project-based, or unpredictable. It covers concepts like income smoothing and the difference between fixed and variable expenses.
Credit is not inherently good or bad. This module explains what it is, how interest rates work, what a credit history is and why it matters, and what questions to ask before taking on debt from any source. It covers both formal credit (bank loans, credit cards) and informal credit (prestamistas, group lending).
Running a small stand or micro-business involves financial concepts that are not always obvious. This module covers how to separate personal and business money, what cash flow means at a small scale, how to think about pricing, and what reinvestment looks like for a business that operates primarily in cash.
If your immediate concern is understanding a remittance you just received, start there. If you want to know what a tanda is before joining one, start there. These modules are independent. You do not need to read them in sequence.
These materials are freely accessible. If you find something useful, share the page with others in your community. Financial literacy grows when knowledge spreads. There are no paywalls, no registrations, and no limits on how you use this information.
If there is a financial concept you would like to see explained, or feedback on existing content, we welcome your message.